People with long-term care needs would prefer to receive assistance in the comfort of their own homes. Beyond that, it’s less expensive in many cases to provide home care assistance than it is to have someone enter a nursing home. This Washington Post article highlights what the District is doing to provide more home health services to people with long-term care needs through Medicaid and other programs.

Your loved ones don’t have to spend down their assets enough to qualify for government assistance in order to receive long-term care assistance at home. Most long-term care policies that are available today offer home health care benefits to insureds who qualify with no elimination period! Additionally, most long-term care carriers provide a complimentary concierge service to help families navigate care options. Long-term care insurance can provide not only financial protection but also logistical assitance when your family needs it most.